The remuneration of the Contractor`s assistants or designated personnel for the provision of services under this Agreement shall be paid by the Contractor at the same time as all applicable insurance, including workers` compensation insurance. In the event that, due to the permanent incapacity or death of the contractor, the contractor is unable to carry out his work as a real estate agent and not participate in the process of recruiting and supporting other productive agents for the company, the contractor is automatically considered dilapidated in the Revenue Share plan, regardless of whether the contractor has met the second and third requirements, to qualify for participation in turnover, as explained above. Any heir, legal representative or guardian of the Contractor authorized by law to act on behalf of the Contractor or the Contractor`s estate may be replaced as registrar for the Contractor in the Company`s shareholding plan. To allow for the approval of a substitution plan, the proposed replacement must meet the following conditions in the order in which it is indicated: (1) be approved by the enterprise and the broker of the enterprise for the State in which the replacement contractor is licensed; (2) provide written legal advice from a duly licensed attorney in the state of approval of an alternate attesting that the proposed alternative plan complies with all applicable local, governmental and federal laws, rules and regulations; and (3) complete all application and boarding procedures to join the company as a duly authorized real estate agent within twelve months from the date of permanent incapacity or death of the contractor. If the replacement plan is approved and the alternate properly adheres to the company, the conditions of the Revenue Participation Directive apply to the authorised replacement. No party can rely on insurance that would have led that party to enter into this agreement, unless the representation is registered there. 12.4 No Agreement shall modify, erase or supersede this Agreement and no waiver of any right under this Agreement shall be effective, unless effective, unless such Agreement, as well as any additions, annexes, annexes and company guidelines and procedures referred to in this Agreement, constitutes the entire agreement between the parties and is therefore expressly and expressly by: Reference as a whole, as if it were fully set forth in this agreement. There shall be no oral or other agreement of any kind concerning the subject matter of this Agreement, with the exception of those set out in point 2 of the calendar of the beneficiary, which has agreed to use the contractor as an independent contractor in point 3 of the calendar. The Board of Directors of eXp World Holdings, Inc. or the Company has adopted this Insider Trading Policy, which was last amended on the aforementioned date, for our employees, representatives and contractors.

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